SaaS & Retention

ARR Calculator

ARR is MRR times twelve, which is trivially simple, and the useful part is what happens when you carry growth and churn forward a year. Enter your rates to see the run rate you are actually heading toward.

Your numbers

Result

Current ARR$816,000
ARR in twelve months$1,034,885
Net monthly growth2.00%
ARR added over the year$218,885

FormulaARR = MRR × 12. Projected ARR = MRR × (1 + net monthly growth)^12 × 12

Worked example

$68,000 of MRR is $816,000 of ARR today. Growing 4 percent monthly against 2 percent revenue churn is a 2 percent net monthly rate, which compounds to about $1,034,853 of ARR in twelve months, roughly $218,853 of new run rate. Halving churn to 1 percent would add far more than raising gross growth by the same point, which is the argument for funding retention first.

What to watch for

ARR is a run rate, not revenue earned. It describes what the next twelve months would produce if nothing changed, and quoting it as though the money is already in the bank is one of the more common ways subscription businesses mislead themselves.

Only include committed, recurring subscription revenue. Usage-based revenue that fluctuates, services work and one-time fees do not belong in ARR, however much they improve the headline.

A single percentage point of monthly churn is worth more than a point of growth once you compound it, because churn works against your entire base while growth works from a smaller starting position each month.

Frequently asked questions

What is the difference between ARR and revenue?

ARR is a forward-looking annualised run rate based on current subscriptions. Recognised revenue is what you actually earned over a past period. They rarely match, and confusing them causes real problems in fundraising and planning.

Can ARR grow while revenue falls?

Yes, if a large new contract signs late in the period. The run rate jumps immediately while the recognised revenue arrives across the following months, which is exactly why both numbers belong in a board pack.

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